Maine Paycheck Calculator (2026)
Estimate your take-home pay in Maine after federal tax, Social Security, Medicare and state income tax.
Take-home pay in Maine at common salaries
These figures assume a single filer, no pre-tax deductions, paid every two weeks. Maine taxes wages using graduated brackets, applied on top of federal income tax and FICA. For example, a $60,000 salary comes to about $1,835.31 per paycheck, or $47,718 per year.
| Gross salary | Take-home (biweekly) | Take-home (yearly) | Taxes as % of gross |
|---|---|---|---|
| $30,000 | $985.12 | $25,613 | 14.6% |
| $45,000 | $1,412.33 | $36,721 | 18.4% |
| $60,000 | $1,835.31 | $47,718 | 20.5% |
| $80,000 | $2,345.69 | $60,988 | 23.8% |
| $100,000 | $2,828.90 | $73,551 | 26.4% |
| $150,000 | $4,012.97 | $104,337 | 30.4% |
How much does Maine take from your pay?
For a single filer with no pre-tax deductions, Maine income tax comes to about $1,102 a year on $40,000 (2.8% of gross), $2,372 on $60,000 (4.0%) and $5,129 on $100,000 (5.1%). Mandatory payroll contributions add about $300 a year at that salary. By comparison, the same $60,000 salary in a state with no income tax keeps that $2,372 in your pocket each year, before any sales, property or other taxes.
Maine rules built into this calculator
- Maine allows its own standard deduction of $15,700 for single filers, $31,400 for married filing jointly and $23,550 for head of household.
- A personal exemption of $5,300 per person is subtracted.
- Traditional 401(k) contributions reduce Maine taxable wages as well as federal taxable wages.
- Payroll contribution: Maine Paid Family and Medical Leave premium, withheld at 0.5% of wages up to $184,500. It is included in the payroll deductions line and is not counted as income tax.
How this calculator works
- Pre-tax deductions. Any 401(k) contribution is subtracted first.
- Federal income tax. The 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household) is subtracted, then marginal brackets from 10% to 37% apply.
- FICA. Social Security and Medicare are calculated on gross wages.
- State tax. Maine taxes wages using graduated brackets, applied on top of federal income tax and FICA.
Simplifications: assumes wages only, no dependents or credits, the standard deduction, and no local or city taxes. Federal figures follow IRS Rev. Proc. 2025-32 and the SSA 2026 wage base. Rates and deductions last verified against official sources on October 14, 2026.
Frequently asked questions
Does Maine have a state income tax?
Yes. Maine uses graduated rates that rise with income. Maine taxes wages at 5.8%, 6.75% and 7.15% after a 2026 standard deduction of $15,700 (single), $23,550 (head of household) or $31,400 (married filing jointly) and a $5,300 personal exemption per person, plus a new 2% surcharge on taxable income above $1,000,000 ($1,500,000 for joint and head-of-household filers). Maine Paid Family and Medical Leave premiums are withheld at up to 0.5% of wages up to the Social Security wage base; your employer may cover more. High-income phase-outs, dependents and age or blindness amounts are not included. Maine does not levy local income taxes on wages.
How much Maine income tax will I pay on $60,000?
A single filer with no pre-tax deductions pays about $2,372 a year in Maine income tax on $60,000, which is roughly $91.23 per biweekly paycheck. Your figure will differ with filing status, 401(k) contributions and local taxes.
What is FICA?
FICA is the payroll tax that funds Social Security and Medicare. In 2026 the employee share is 6.2% Social Security on wages up to $184,500 and 1.45% Medicare on all wages, plus 0.9% Additional Medicare on wages above $200,000.
Why is my real paycheck different from this estimate?
Health insurance premiums, HSA or FSA contributions, local taxes, your W-4 settings, and extra withholding all change the amount. Use this as a planning estimate and check your pay stub for exact figures.
How does a 401(k) contribution change my take-home?
Traditional 401(k) contributions reduce the wages used for federal and state income tax, but not Social Security or Medicare tax. Your take-home falls by less than the amount you contribute.